I’ve been dreading a lot of things lately as my pregnancy progresses. I’m losing out on sleep (which is to be expected) and I have been dreading going to work most days. I think my commute is the part that really makes me dread going to work. My job is downtown and my commute is one hour, one way! Two hours on the way home if it’s raining and there are multiple accidents! Can you imagine, or do you live in a big, congested city?
Being pregnant and sitting in traffic hasn’t been the most fun, especially having to use the restroom all the time. I’m extremely grateful to have the option to work from home 10 days out of the month. With all this “dreading” going on, I’ve really realized that I do not want to work a 9-5 all my life. I’m very much interested in the FIRE community (financial independence retire early). It’s really becoming an obsession of mine. Every day I’m looking for ways to make money on the side to help pay down debt, so that I can be closer to my goals of retiring by the age of 40! There are so many podcasts and blog posts centered around retiring early. I enjoy listening to Jamila Souffrant’s Journey to Launch podcast. It’s very motivating to hear other peoples’ journey to becoming debt-free and saving thousands of dollars.
Throughout my pregnancy I’ve been incurring a fair amount of bills. I’m pretty sure this is normal (whomp, whomp) and will continue until my baby girl is grown with her own family. This means that my priority of aggressively saving and paying off debt may slow down a tad bit. I’m expecting my monthly payments to increase quite a bit due to daycare, diapers, doctor visits, clothes, etc. With budgeting and taking advantage of tax-free accounts I may be in good shape, but more income is the key. I’ve decided that if I want to stay on track, I have to find a side hustle or find ways to earn passive income. I’m good at doing some things, I just have to figure out what I can monetize while I have a baby. Do you have side hustles or earn passive income? Let me know in the comments. Catch you in the next post!